Specialist fees explained, insurance, payment plans and financing options for children's dental care in Waterdown. No surprises, ever.
You will never receive a bill from us for something you did not agree to in advance. Beyond a routine exam and cleaning, every treatment plan comes with a written estimate showing the fee, what we expect your insurance to cover, and what you can expect to pay yourself. If you would like us to submit a pre-determination to your insurer before booking, just ask. It takes a couple of weeks and removes all the guesswork.
Our fees follow the Ontario Dental Association Suggested Fee Guide for Specialists. Pediatric specialty fees sit above general practitioner fees, reflecting the additional years of training required to treat very young children, children with complex medical needs, and children requiring sedation. Many insurance plans reimburse at the general practitioner rate rather than the specialist rate, which can leave a gap. We would rather tell you this plainly here than have you discover it on a statement.
we offer direct billing
Canadian Dental Care Plan (CDCP)
Debit, credit and cash
please call us to learn more
Please tell us. Cost is one of the most common reasons children go untreated, and there is almost always more than one clinically sound way to approach a problem, staging treatment over time, using silver diamine fluoride to stabilize a tooth now and restore it later, or prioritizing what is urgent. We would far rather have an honest conversation about money than have a child in pain.
Yes, we offer payment plans for larger treatment plans. Please call us to learn more.
Specialist fees follow a separate ODA fee guide reflecting additional training. For a straightforward checkup on an easygoing child, a general dentist may be all you need, we are worth the difference when a child is very young, anxious, medically complex, or needs sedation.
Yes, always, and in writing. We can also submit a pre-determination to your insurer so you know your exact out-of-pocket cost in advance.
We are welcoming founding families ahead of our September 2026 opening in Waterdown.